What does this Car Finance Calculator do?

Use this car finance calculator to calculate monthly, fortnightly or weekly repayment options. You can structure your car finance calculation based on a specified interest rate, loan term (length) in month or years, amount borrowed (financed) and a residual value (balloon value).

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Let us help you with your car finance search

For over 20 years, we’ve been helping Australians find the right car finance solution for their next car purchase. From explaining your various finance options, calculating finance solutions or organising a mechanical inspection to give you peace of mind; over 70,000 customers have let us help them get into their new car quicker with car finance sourced via our national Stratton Finance team and wide range of lending partners.


Common questions about our car finance calculator

A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.

Benefits and product features of most car finance solutions include flexible loan repayment periods, the ability to set a balloon or residual which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to the loan being secured against the vehicle itself. As a business, a car finance solutions may help you improve cash flow to your business, as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility). 


A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to compare apples with apples.

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We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

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