Types of new car finance

Types of new car finance

New car finance is used to help purchase a new car that's typically under a certain age, often less than two years old. New car loans finance comes in two main types: Secured and Unsecured.

With secured car loans, the vehicle you purchase is held as collateral against the finance. As a result, lenders will offer a more competitive interest rate – which can help save you money.

With unsecured car loans, you have more freedom on how you spend the money and no collateral is taken but as there is more risk for the lender, you will get a higher rate.

To get started, use our helpful Loan Calculator or get an Online Quote in minutes with no impact to your credit score.

We're the new car finance experts

We know it can all be pretty confusing when it comes to getting finance for your new car. To simplify it all and have a car finance expert with over 20 years of experience helping you through it all, get in touch with the team at Stratton Finance today.

We’ll not only be there for you to answer any questions you might have, but also have a large network of lenders all over Australia we can tap into so you get the best new car finance deal out there to suit your needs.

Features of new car finance

  • Compare from over 30 lenders.
  • Flexible contract terms from 1 to 7 years.
  • Loan amounts from $1,500 to $150,000.
  • Choice of fixed or variable interest rates.
  • Tax deduction is available when the vehicle is used for business purposes.

New Car Loan Calculator

Looking for more information?

We've made it easy for you to find everything you need here.

EXCEPTIONAL, as good as Customer Service gets

I’ll keep this simple, if you want the BEST advice, the BEST service and the BEST product for your c... Product Review

Can't Recommend Highly Enough!!

Have purchased two vehicles through Stratton Finance and each time the service has been fantastic. S... Product Review

Stratton Finance A++

I've purchased 3 vehicles using Stratton and every time it has been hassle free. Not hidden nasties ... Product Review

Meet our partners

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

Pepper Money









Thorn Group

Bank of Queensland



Get Capital



Capital Finance

Angle Finance

Let's get started

Obligation free and no impact to credit score