What is comprehensive car insurance?

This type of insurance will cover your vehicle for almost anything, whether that be theft, fire, accidental damage or third-party damage (even if you’re at fault). We’re able to tailor a package to suit your needs for either the agreed or market value of your car. Not sure of the difference? Market value will cover you for what the insurer estimates your car to be worth at the time of your claim. Agreed value is a total that is determined between yourself and the insurer at the time of purchase.

Should you get it?

If you are financing a car then comprehensive insurance is compulsory. The benefit is if you damage your car (either minimally or beyond repair) and don’t have enough cash to either fix or purchase a replacement then this insurance will cover the cost. Comprehensive insurance gives you peace of mind. 


What’s covered?

  • Damage from a collision
  • Theft
  • Vandalism
  • Natural events (fire, storm, flood & earthquake)
  • Accidental damage

Speak to a Stratton consultant about the range of options, benefits, optional covers and discounts.

Looking for more information?

We've made it easy for you to find everything you need here.

EXCEPTIONAL, as good as Customer Service gets

I’ll keep this simple, if you want the BEST advice, the BEST service and the BEST product for your c... Product Review

Can't Recommend Highly Enough!!

Have purchased two vehicles through Stratton Finance and each time the service has been fantastic. S... Product Review

Stratton Finance A++

I've purchased 3 vehicles using Stratton and every time it has been hassle free. Not hidden nasties ... Product Review

Meet our partners

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

Pepper Money









Thorn Group

Bank of Queensland



Get Capital



Capital Finance

Angle Finance

Let's get started

Obligation free and no impact to credit score