Personal service & competitive rates.

The best possible boating experience starts with flexible and affordable finance. By tapping into our network of top lenders, we’ll help you navigate no deposit options, balloon payments and the benefits of seven-year terms, so you arrive at a repayment schedule that’s built to your expectations.

To get started, use our helpful loan calculator or get a quote today. We can also help you find the right insurance solution to protect your new asset.

Estimate your boat loan repayments

Some of the benefits of a boat loan via Stratton Finance

Anytime, Anywhere, Anyhow

We're a real online business. Get an online quote, electronically sign documents and receive / send funds electronically; there's no need to leave that couch!

Financial Flexibility

Our lenders have a wide range of options that give you flexibility including no early termination fees, variable loan terms and the ability to add a residual.

Lifetime Support

Don't get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we're here for you over the life of your loan.

Our process

We make getting finance simple.

We understand your needs
We find a deal that’s right for you
We give you ongoing support

Common questions about boat loans

A boat loan (which can be referred to as a secured loan if security is sought by the lender) involves a finance company lending you the money to purchase the asset and retaining security over it for the life of the loan. Boat loans can be arranged for both personal use (such as a consumer loan) or business use (such as a chattel mortgage).

By taking out a loan to finance your next boat you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you’re a business, a boat loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the asset (check with your accountant for eligibility). 

Boat loans should allow you to set your term based on your needs, provide a fixed repayment schedule, allow for a residual (or balloon) as well as offer you the ability to repay your loan early depending on the lender.

Looking for more information?

We've made it easy for you to find everything you need here.

EXCEPTIONAL, as good as Customer Service gets

I’ll keep this simple, if you want the BEST advice, the BEST service and the BEST product for your c... Product Review

Can't Recommend Highly Enough!!

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Stratton Finance A++

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Meet our network partners

With over 22 years experience, we have built an unmatched panel of finance and insurance partners which gives you access to products for your needs.

Pepper Money

Macquarie

RateSetter

AMMF

Liberty

Westpac

ANZ

Latitude

Redbook

Thorn Group

Bank of Queensland

Carsales

Metro

Get Capital

Axsess Today

Carconnect

Finance1

Capital Finance

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