What does this Car Loan Calculator do?

Use our Car Loan Calculator to calculate monthly, fortnightly or weekly Car Loan repayments for a car or motor vehicle in Australia.

You can structure your car loan calculation based on an interest rate, loan term (length) in weeks, months or years, amount borrowed (financed) and residual value (balloon value). 

Related useful information

 

Let us help you with your car loan search

We’ve been helping Australians for over 20 years find the right car loan for their next purchase. Whether it’s explaining your various loan options, calculating loan solutions or organising a mechanical inspection to give you peace of mind; over 70,000 customers have let us help them get into their new car quicker with a car loan sourced via our national Stratton Finance team and wide range of lending partners.

 

Common questions about our car loan calculator

A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.

Benefits and product features of a car loan include flexible loan repayment periods, the ability to set a balloon or residual payment which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to it being secured against the vehicle itself. As a business, a car loan may help you improve cash flow to your business as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility).

A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to help you compare apples with apples. 

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Meet our network partners

With over 22 years experience, we have built an unmatched panel of finance and insurance partners which gives you access to products for your needs.

Pepper Money

Macquarie

RateSetter

AMMF

Liberty

Westpac

ANZ

Latitude

Redbook

Thorn Group

Bank of Queensland

Carsales

Metro

Get Capital

Axsess Today

Carconnect

Finance1

Capital Finance

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