Using a Personal Loan to buy your Boat

Using a Personal Loan to buy your boat

A Personal Loan for Boats is a way to borrow money without having to put up any security against the loan. And yes, you can, of course, use one to buy your next boat or even a yacht.

Some people call it an Unsecured Boat Loan but we like to call it Boat Finance.

To get started, use our helpful Loan Calculator below or get an Online Quote in less than 60 seconds.

How does a Personal Loan for boats work?

When you take out a Personal Loan, the financier or lender, gives you the money required to buy your new boat.

The lender agrees not use the boat as security over the loan so once you find and purchase one, you take full ownership of it. All you need to do is make your monthly payments.

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Features of a Personal Loan for boats

  • Loans from $5,000 to $300,000
  • New or used boats up to 20 years
  • Flexible loan terms ranging from 2 to 7 years
  • Secure funds within 3 business days
  • You may receive a tax deduction if using the boat for business*

* Please refer to your accountant for eligibility.

Boat Loan Calculator

The benefits of a boat loan from Stratton Finance

Anytime, Anywhere, Anyhow

We're a "real" online business. Get an online quote, electronically sign documents and receive / send funds electronically; there's no need to leave that couch!

Financial Flexibility

Our lenders have a wide range of options that give you flexibility including early termination fees, variable loan terms and the ability to add a residual.

Lifetime Support

Don't get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we're here for you over the life of your loan.

Looking for more information?

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Meet our partners

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

Pepper Money








Thorn Group

Bank of Queensland


Get Capital



Capital Finance

Angle Finance


Metro Finance

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Obligation free and no impact to credit score