Using a personal loan to buy your boat

A personal loan is a way to borrow money without having to put up any security against the loan. And yes, you can, of course, use one to buy your next boat or even a yacht. Some people call it an unsecured boat loan but we like to call it marine finance.

How it works

When you take out a personal loan, the financier or lender, gives you the money required to buy your new boat. The lender agrees not use the boat as security over the loan so once you find and purchase one, you take full ownership of it. All you need to do is make your monthly payments.

  • Flexible contract terms mean that you can choose a loan term from 12 to 120 months. Yes, that’s one to ten years
  • Fixed or variable interest rates
  • You can make a cash deposit or choose to trade-in your old boat
  • If you use the boat for business, you may qualify for a tax deduction

Estimate your repayments

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Meet our network partners

As part of the Carsales network, we have an exclusive panel of specialist lenders and industry partners that will protect and treat you right every step of the way.

Pepper Money

Macquarie

RateSetter

AMMF

Liberty

Westpac

ANZ

Alphera

Latitude

Redbook

Thorn Group

Bank of Queensland

Carsales

Gogetta

Get Capital

Axsess Today

Carconnect

NAB

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