At Stratton Finance, we recognise the importance of managing vehicle costs for both employees and employers. A novated lease is a smart financing option that lets you lease a new or used* car through a salary sacrifice arrangement with your employer. This flexible solution reduces your taxable income, consolidates all vehicle expenses into one easy payment, and removes the GST from the car’s purchase price, helping you save more.
Stratton Finance partners with trusted lenders to secure a novated lease tailored to your needs, ensuring you get the best deal for your circumstances. With our novated lease options, your employer can deduct lease repayments and running costs directly from your pre-tax salary, potentially saving you thousands each year. You can also bundle all vehicle-related expenses—such as fuel, registration, maintenance, and insurance—into one simple payment, making it easier to manage your costs.
The car can be used for both personal and work purposes, and with GST exemptions, you save 10% on the car’s purchase price, reducing your expenses even further.
It’s a salary packaging arrangement with your employer, and one of the most convenient and cost-effective ways to buy and run a car.
No, you can drive as little or as much as you like. There’s no minimum km requirement with a novated lease.
With a novated lease, your car can be used for work or personal use, and even by other drivers. Plus, you get to choose the car you want.
Yes. You can salary package a new, used or even your current car. A used car or your current car must be under 15 years old at the end of the lease, with a minimum value of $5,000.
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Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licenced financial or tax adviser. All applications are subject to lender assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. If your employment ceases before the end of the lease agreement, your novated lease agreements may be subject to changes.
Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.
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© Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company.
