At Stratton Finance, we are your trusted partner when it comes to sourcing finance solutions for classic cars. Whether you’re purchasing your first vintage cruiser, adding a rare model to your collection, or simply investing in a classic car, our brokers are dedicated to finding a solution designed to suit your needs.
We understand that every customer has unique requirements, which is why we connect you with a single, dedicated broker who will serve as your expert guide to finance. With access to our panel of 40+ lenders, your broker will be committed to guiding you through specific requirements, explain classic car assessments and structure repayment terms to fit your situation.
What Types of Classic Cars Can Be Financed?
Finance may be available for a range of classic, vintage, and collector vehicles including:
Some lenders may have specific for age thresholds; for example, vehicles over 20 or 30 years old may require specialist lenders, while others focus on particular makes, models, or vehicle conditions.
Your dedicated broker can confirm lender requirements for the specific vehicle you’re looking to purchase.
Key Benefits
Why Choose Stratton for Classic Car Finance
Securing finance for your classic or vintage car shouldn’t mean settling for the first option you’re offered. At Stratton Finance, we compare the options from our panel of lenders who actively support classic car purchases to find the rates and terms that will suit your situation. We understand that classic vehicles are assessed differently, and our expert brokers know which lenders offer the most flexibility.
Your dedicated broker will handle the application process, clearly explain options to you, and help you understand the finance structure before you commit. From application through to settlement (if approved), you’ll have a single point of contact guiding you every step of the way, no runaround, no confusion, just straightforward guidance and competitive finance for you.
Am I Eligible?
Eligibility will vary based on your circumstances and lender requirements. The key advantage of working with Stratton for your classic car finance is that you’ll gain access to a diverse range of lenders with different criteria and an interest in classic, vintage, and collector vehicles. Your broker will take the time to understand your situation and work to help secure competitive rates and repayment options suited to your individual needs.
Some examples of criteria that will be assessed are:
Best Car Loans 2021–2025 & Best Loans 2026 (ProductReview) and Best Large-Size Brokerage 2023–2024 & Best Car Loans 2025 (WeMoney).
With over ${stratton-yrs-in-business} years of experience helping more than ${total-customers-serviced} people access ${total-finance-serviced} in finance, we have the knowledge you need.
With a ${product-review-rating} out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
We can assist with finance for a variety of vehicles
Our reputation precedes us. See why our customers rate us so highly!
Our success is driven by a strong commitment to exceptional service and customer satisfaction
We have done the hard work building relationships with lenders so you get the best rates! Some of the lenders on our curated panel include:
From start to finish, we’re with you every step of the way, helping you get the keys in your hands!
We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best car finance options from our panel of over ${total-lenders} lenders.
Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.
If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new car and hit the road with confidence.
Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.
Yes, some lenders support auction purchases. To finance a vehicle at auction may require pre-approval, vehicle verification, and confirmation of the final purchase price.
It’s best to speak to your dedicated broker about which lenders are best suited for auction purchases and what documentation is required for approval.
Yes, financing is available for private-sale classic car purchases. Lenders typically require verification of the vehicle’s condition, ownership history, and market value. This may include an independent valuation or inspection.
Your broker will be able to explain what’s required to work toward approval for your specific purchase.
Deposit requirements vary by lender and vehicle. Older vehicles, higher-value classics, or cars with limited market data may require a larger deposit.
Interest rates for classic car finance can vary based on the vehicle’s age, value, and the lender’s assessment of risk.
Yes, refinancing an existing classic car loan may help you secure rates, adjust repayment terms, or access equity if the vehicle has appreciated in value.
Your dedicated broker will review your current finance arrangement and compare market options to determine whether refinancing may benefit your situation.
