cars, utes

Toby Simmons Oct 8, 2020

Investing in a new camper can be a costly business, but thankfully when it comes to paying for your new home on wheels, there’s more than one way to finance your dreams.

Check out your options below and the pros associated with each. 

Cash

Paying cash for your camper can be the obvious choice for anyone with a nice little nest egg.

Pros

  • No monthly payments
  • No credit checks

Redrawing on your mortgage

Short on cash? Then redrawing on your mortgage is a relatively simple option that you can ask your bank about.

Pros

  • Easy to secure
  • No additional outgoings each month

Finance

Financing your new camper is another option for those who would rather not touch their savings.

Pros

  • Separate loan payments make for easier budgeting
  • More freedom to renegotiate/refinance at the end of term
  • More money = more buying power
  • Keep cash for a rainy day
  • Flexible loan terms

In our mind, there’s only one clear winner, and interestingly it’s not paying by cash. Financing, as opposed to cash buying, allows you to keep a hold of your savings.

And as for that mortgage option, well that just means you pay your home loan for longer.

When it comes to paying for your camper, financing offers you both freedom and savings. And who can argue with that?

Get a finance quote today in less than 60 seconds and if you’re happy with what you see apply in less than 5 minutes. Then sit back and relax while we work hard to find the right lender offering the perfect finance solution for you. We’re always here to answer your questions too, either via phone on 1300 566 600 or by using our online enquiry form.

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