About Truck Finance

Why Choose Stratton For Truck Finance?

Award-Winning Brokers

Best Car Loans 2021–2025 & Best Loans 2026 (ProductReview) and Best Large-Size Brokerage 2023–2024 & Best Car Loans 2025 (WeMoney).

We Have Unmatched Experience

With over ${stratton-yrs-in-business} years of experience helping more than ${total-customers-serviced} people access ${total-finance-serviced} in finance, we have the knowledge you need.

Real People Delivering Exceptional Service

With a ${product-review-rating} out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.

Don’t take our word for it!

Our reputation precedes us. See why our customers rate us so highly!


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Award-Winning Leaders in Asset Finance

Our success is driven by a strong commitment to exceptional service and customer satisfaction

Our Lenders

We have done the hard work building relationships with lenders so you get the best rates! Some of the lenders on our curated panel include:

peppermoney
westpac
anz
boq
latitude-financial-services
metro
plenti
ammf
firstmac
now-finance
financeone
angle-finance
wisr-finance
resimac
moneyplace

Our Process: Simple and Transparent Truck Finance

From start to finish, we’re with you every step of the way, helping you get the keys in your hands!

How it all works

Understanding Your Needs

We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best car finance options from our panel of over ${total-lenders} lenders.

Apply for the Right Deal

Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.

Get the Keys or Funds in Your Hands

 If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new car and hit the road with confidence.

Providing Ongoing Support

Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.

Questions? Book a call!

Choose a time convenient to you and we’ll call you! Just fill in your details below and we’ll do the rest!

*We endeavour to call you back within the hour during business hours, otherwise after hours  or weekends will be next business day

Frequently Asked Questions About Truck Finance

A chattel mortgage allows you to own the truck from the start while making regular repayments. You may claim GST credits and depreciation, and there is typically a balloon payment at the end.

 

Commercial hire purchase means the lender owns the truck until the final payment is made. Once all repayments are completed, ownership transfers to you.

 

A finance lease allows you to use the truck without owning it. At the end of the lease term, you can purchase it for the residual value, refinance it, or return it and upgrade to newer equipment.

Yes, we can arrange finance for both new and used trucks, whether purchased through dealers or private sales across Australia. The age and condition of the vehicle will be considered by lenders, and your broker will help identify which lenders are best suited to your purchase. 

Yes, many lenders allow you to bundle the cost of accessories and fit outs such as refrigeration systems, tippers, cranes, or toolboxes into your truck finance. 

Yes, structured repayment plans may be arranged to align with your cash flow patterns. This is particularly useful for businesses with seasonal income, contract cycles, or harvest periods, allowing you to manage repayments during quieter trading times. 

Low-doc options may be available for established businesses with an ABN. These pathways typically require a stronger asset position, a larger deposit, or additional security. Your truck finance broker will assess your circumstances and outline which documentation is needed. 

Potential GST credits and tax deductions may be available depending on the finance structure you choose and how the truck is used in your business. We recommend seeking independent advice from a qualified accountant or tax advisor to understand the specific benefits for your situation. 

Yes, refinancing your current truck loan may help reduce your monthly repayments or access better terms. Your broker can review your existing loan and compare options from our lender panel to identify potential savings.