We are Melbourne's online car finance broker

If you live in Melbourne – from the inner city to the outer suburbs – you can compare Melbourne car loan options online with quick approvals and access to Stratton Finance’s panel of 40+ lenders.

About Car Finance

At Stratton Finance, we help drivers across Melbourne to secure the right car finance solution by comparing various loan options from our panel of Australian lenders. Whether you are purchasing a new or used vehicle, our brokers handle the finance so you can focus on choosing the right one.

From quoting and application, through to pre-approval and settlement, your dedicated broker will take care of the details and guide you through every step of the journey. With our experience and lender network, it won’t be long before the keys could be in your hands.

The Stratton Finance Difference

We believe that securing car finance anywhere in Melbourne and its suburbs should be straightforward and hassle-free.

With an experienced Stratton Finance broker that’s dedicated to guiding you through the process, the experience can be seamless.

Even if you’re still undecided on which car you want to purchase, contact us and we can still get the process started.

How It Works

If you’re living anywhere across Melbourne and looking for a car finance or a car loan, then follow these simple steps.

Find your perfect car
Give us a call to get your obligation-free quote
Choose one of the options that best suits your situation
Pick up your new or used car
Hit the open road

What You Need to Know

How it Works in Victoria

There are a few Victoria-specific considerations to keep in mind.

Registration transfer requirements

Stamp duty on vehicle transfers

Differences between dealer and private sale transactions

Your dedicated broker will help ensure your finance structure aligns with the relevant state and local requirements.

What You Need to Apply

To apply for car finance in Melbourne, most lenders will require:

Proof of income and employment
Information about your financial situation
Driver’s license and identification
Residential address history
Vehicle details (if known)
ABN and business records for commercial loans

Who We Can Help

We support a wide range of Melbourne motorists including:

First-time car buyers
Families upgrading vehicles
CBD commuters
Tradies financing work vehicles
Business owners and self-employed applicants

How We Compare Loan Options for Drivers in Melbourne

We compare the overall suitability of your situation with the interest rates, loan terms and fees with the finance options from our panel of lenders to best suit your individual needs wherever you’re based in Melbourne.

Estimate your repayments

If you live in Melbourne and happen to be researching car finance, you can use our calculators to estimate weekly, fortnightly or monthly repayments based on your loan amount, loan term, and interest rate.

Calculate Now