Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders.
At Stratton Finance, we understand that your car plays a significant role in your personal life, from daily errands to exciting adventures, and everything in between. That's why we offer a range of car financing solutions to match your unique needs and budget. Use our user-friendly car loan calculator that can estimate your repayments effortlessly to find the right fit for you.
Our dedicated brokers are real-life experts who prioritise understanding your unique situation. When you partner with us, you don't just get a finance solution; you get a person dedicated to guiding you. Our brokers stand by your side throughout the entire process, ensuring there is no handoff or passing to another team. By diving deep into understanding your personal details, employment history, income, and expenses, they craft a preliminary assessment tailored to your needs. The result? You're presented with quotes from lenders that align with your budget and goals. Beyond just numbers, our brokers ensure you understand your product options and the subsequent steps.
We help you secure the car finance that suits your situation, and then also assist in finding the ideal car insurance solution to safeguard your new asset.
If you're new to car financing or simply want a refresher, here are some benefits to taking out a personal loan and insight into what personal loans mean to help you make informed decisions.
You can compare our competitive car loan rates against the big 4, ensuring peace of mind that you're getting the best deal possible.
At Stratton Finance, we strive to make your car financing journey seamless and rewarding, so you can hit the road with confidence. Get started today and experience the difference.
Some of the benefits of car finance via Stratton Finance
Anytime, Anywhere, Anyhow
We're a real online business. Get an online quote, electronically sign documents and receive / send funds electronically; there's no need to leave that couch!
Financial Flexibility
Our lenders have a wide range of options that give you flexibility including no early termination fees, variable loan terms and the ability to add a residual.
Lifetime Support
Don't get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we're here for you over the life of your loan.Our process
We make getting finance simple.
Common questions about car finance
What is a car loan?
A car loan (which can be referred to as a secured car loan if security is sought by the lender) involves a finance company lending you the money to purchase an asset and retaining security over it for the life of the loan. Car loans can be arranged for both personal use (such as a consumer car loan) or business (such as a chattel mortgage).
What are the benefits of a car loan?
By taking out a car loan to finance your next car you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you’re a business, a car loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the car (check with your accountant for eligibility).
What tax and GST can I expect to pay on a secured loan?
There may be tax benefits if you are financing a car for business purposes. Please visit the ATO website, or speak to your accountant to understand potential tax deductions for your specific purposes. If you are considering a novated lease, you can use our novated lease calculator to get an estimate of the potential savings available.
Who should choose a secured car loan?
A secured car loan is a relevant option for an individual or business looking to access lower interest rates and has sufficient serviceability. For an employee of a business looking to salary package benefits of their employment, a novated lease may be more appropriate.
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EXCEPTIONAL, as good as Customer Service gets
I’ll keep this simple, if you want the BEST advice, the BEST service and the BEST product for your c...
Can't Recommend Highly Enough!!
Have purchased two vehicles through Stratton Finance and each time the service has been fantastic. S...
Stratton Finance A++
I've purchased 3 vehicles using Stratton and every time it has been hassle free. Not hidden nasties ...
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