Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders.

At Stratton Finance, we understand that your car plays a significant role in your personal life, from daily errands to exciting adventures, and everything in between. That's why we offer a range of car financing solutions to match your unique needs and budget. Use our user-friendly car loan calculator that can estimate your repayments effortlessly to find the right fit for you.

Our dedicated brokers are real-life experts who prioritise understanding your unique situation. When you partner with us, you don't just get a finance solution; you get a person dedicated to guiding you. Our brokers stand by your side throughout the entire process, ensuring there is no handoff or passing to another team. By diving deep into understanding your personal details, employment history, income, and expenses, they craft a preliminary assessment tailored to your needs. The result? You're presented with quotes from lenders that align with your budget and goals. Beyond just numbers, our brokers ensure you understand your product options and the subsequent steps.

We help you secure the car finance that suits your situation, and then also assist in finding the ideal car insurance solution to safeguard your new asset.

If you're new to car financing or simply want a refresher, here are some benefits to taking out a personal loan and insight into what personal loans mean to help you make informed decisions.

You can compare our competitive car loan rates against the big 4, ensuring peace of mind that you're getting the best deal possible.

At Stratton Finance, we strive to make your car financing journey seamless and rewarding, so you can hit the road with confidence. Get started today and experience the difference.

Car Finance Calculator

Some of the benefits of car finance via Stratton Finance

Anytime, Anywhere, Anyhow

We're a real online business. Get an online quote, electronically sign documents and receive / send funds electronically; there's no need to leave that couch!

Financial Flexibility

Our lenders have a wide range of options that give you flexibility including no early termination fees, variable loan terms and the ability to add a residual.

Lifetime Support

Don't get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we're here for you over the life of your loan.

Our process

We make getting finance simple.

We understand your needs
We find a deal that’s right for you
We give you ongoing support

Common questions about car finance

A car loan (which can be referred to as a secured car loan if security is sought by the lender) involves a finance company lending you the money to purchase an asset and retaining security over it for the life of the loan. Car loans can be arranged for both personal use (such as a consumer car loan) or business (such as a chattel mortgage).

By taking out a car loan to finance your next car you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you’re a business, a car loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the car (check with your accountant for eligibility). 

There may be tax benefits if you are financing a car for business purposes. Please visit the ATO website, or speak to your accountant to understand potential tax deductions for your specific purposes. If you are considering a novated lease, you can use our novated lease calculator to get an estimate of the potential savings available.

A secured car loan is a relevant option for an individual or business looking to access lower interest rates and has sufficient serviceability. For an employee of a business looking to salary package benefits of their employment, a novated lease may be more appropriate.

Looking for more information?

We've made it easy for you to find everything you need here.

EXCEPTIONAL, as good as Customer Service gets

I’ll keep this simple, if you want the BEST advice, the BEST service and the BEST product for your c... Product Review

Can't Recommend Highly Enough!!

Have purchased two vehicles through Stratton Finance and each time the service has been fantastic. S... Product Review

Stratton Finance A++

I've purchased 3 vehicles using Stratton and every time it has been hassle free. Not hidden nasties ... Product Review

Meet our partners

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

Pepper Money








Thorn Group

Bank of Queensland


Get Capital



Capital Finance

Angle Finance


Metro Finance

Let's get started

Obligation free and no impact to credit score