Buying a new or used car is one of life's great pleasures, but it can also be very stressful and uncomfortable. At Stratton Finance, we have over 20 years of experience in helping our customers arrange new or used car finance as well as protection options including insurance and warranty.

 

How to finance a used car

Financing a used car can be different to a new car. First, you are often dealing with a private seller, not necessarily a dealer, which means there is additional paperwork, considerations and effort required. We have years of experience in making this process simple.

When it comes to lenders, finance providers have conditions around their used car financing terms which can often be complex. The good news is we understand this stuff like the back of our hand! The complexity often arises due to the age of the vehicle (commonly limited to 12-15 years), and the security which the lender requires to ensure they can recover their money in the situation of a loss.

When buying a used car, it is important to compare the price you are paying to references such as Carsales, Redbook Valuation Reports and other public sources. Depending on the configuration of the vehicle (such as extras), you may end up paying more to finance your used car.

Make things easy for yourself and have a chat with our team of finance specialists, or get a car finance quote today.

 

Learn more about financing specific makes

We’ve provided information below on a range of major makes which can help you organising finance for your new or used car easier. Select a make to learn to more:

 

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Meet our network partners

As part of the carsales network, we have an exclusive panel of specialist lenders and industry partners that will protect and treat you right every step of the way.

Pepper Money

Macquarie

RateSetter

AMMF

Liberty

Westpac

ANZ

Latitude

Redbook

Thorn Group

Bank of Queensland

Carsales

Metro

Get Capital

Axsess Today

Carconnect

Finance1

Capital Finance

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