No one knows what's to come in the future but with Stratton Finance, you can enjoy peace of mind by knowing that when change happens, our no early exit fee Loyalty Bonus Offer will ensure you have the flexibility to upgrade your car without nasty exit fees.
That's right, if you choose to change or upgrade your car, Stratton will pay the early exit fees for you.
Sam loves cars, he is a dedicated BMW driver and eagerly awaits the release of each new model. He often test drives them for fun and more than once, he has fallen in love with one and just had to have it.
He doesn't want to pay more than he must but being a frequent car upgrader, the flexibility to upgrade when he feels like it, is more important than a rock bottom interest rate.
He recently fell in love with the 2016 BMW Z4 Convertible.
While Sam's bank offered him a low interest rate, there are penalties awaiting him if he decides he wants to change to the latest BMW 4 Series in a couple of years.
Either that, or he'd have to finance the Z4 for less than three years, which would make his repayments unaffordable.
Meanwhile, Stratton offered Sam a competitive interest rate plus with the Loyalty Bonus Offer, he'll pay no early exit fees saving him hundreds of dollars.
Clued Up Chris
Meet Chris, he's a dad with a partner and two young children.
He's recently bought a $25,000 Mazda3 sedan with a 5-year term car loan with Stratton. With a young family, every dollar is important so Chris was focused on the overall total cost of the loan as well as his day-to-day repayments by including a manageable balloon repayment.
And surprise - in two years' time, he'll welcome a set of twins to his family and his Mazda3 will no longer accommodate his growing family.
Because he settled his loan after 3rd of January 2017, the Stratton Loyalty Bonus Offer automatically applies so although his finance contract hasn't matured, he can safely upgrade to a used Audi Q7 six seater without worrying about the extra costs of paying off his loan early.
So how does it work?
Unique to Stratton , our Loyalty Bonus Offer is available on any consumer loan across our entire lending panel. This means you'll still get the best finance package for your needs and the flexibility if you need to pay it out early.
Any new loan with Stratton that settles after 3rd January 2017 is automatically be eligible for the Loyalty Bonus Offer.
Provided you have held the loan for at least 13 months and you are not in arrears on payments, you can payout that loan and take up another one with Stratton for the same or higher value and we will pay any early exit fees that may apply.
By financing with Stratton, you won't have to worry about looming early payout charges when you want to upgrade your car. We'll help ease your burden by paying the early exit fee for you.