Edition 1, 2008 - Home Loan Rates & Understanding Gap Insurance

Stratton Finance - Finance Focus Newsletter #1 2008 - Home Loan Rates: Is the Pain Over?
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Finance Focus #1 2008

Home Loan Rates:
Is The Pain Over?

Welcome to the first edition of Finance FOCUS for 2008.

In this edition you'll find a discussion of what's going on with home loan interest rates, a guide to Understanding Gap Insurance, and a quick overview of some of the very useful car finance calculators and tools found on our website.

Since our last newsletter we've continued our rapid growth, so we'd also like to take the opportunity to welcome eight new staff members to the Stratton team: Eric Collins, Rohan Barclay, Stephen Perrott, Stephen Johns, Joe Codespoti, Sam Korban, Gabriel Schwarz and Simon Donnelly. Welcome one and all!

Home Loan Rates: Is The Pain Over?

With the latest consumer price index and underlying inflation measures to be released on April 23rd, one senior economist is expecting these figures to have peaked.

Westpac's senior economist Anthony Thompson says the RBA has the inflation outlook "in the bag", so a further rate rise is not needed again.

"They know they have an inflation problem, they know demand needs to slow to address that issue" Mr Thompson said.

"Whilst we do think that [inflation] is going to remain a risk to the economy, and the Reserve Bank will continue to speak hawkishly about the inflation outlook, we do think they are done with raising rates."

Regardless of whether home loan interest rates have reached a peak, there's never been a better time to make sure that you are getting the best deal. Stratton Finance can help you do just that, whether you have an existing loan, or are looking at a new one. Find out more...

How does your loan compare? Get a Home Loan Check-up
Purchasing a new property? We'll find the best loan for you

New Article: Understanding Gap Insurance

Gap Insurance is an insurance product designed to protect you against a shortfall that may occur in the event that your car is stolen or written off, and your Comprehensive Motor Vehicle Insurance payout does not cover the loan balance outstanding on your finance agreement.

We've put together a short piece on Gap Insurance, explaining how this type of shortfall can occur, how Gap Insurance can protect you in this situation, and what levels of cover are available.

Read the full article on our website: Click here

Website Focus: Car Finance Calculators & Tools

The Car Finance section of our section is chock-full of useful information, including a range of tools & calulators to assist you. A couple of the most popular inlude:

Payout Penalty & Retained Interest Savings Calculator
See just how much car finance with no payout penalties through Stratton Finance can save you. Enter a loan scenario into our calculator, and it will show you how much Stratton Finance can save you if you payout your loan early. Try it now...

Which Car Finance Option Is Best For You?
Choosing the right finance structure is a tricky but important decision. While there is no substitute for advice from an accountant, our "Which Finance Option Is Best For You?" calculator can give you an idea of what may best suit your needs. Try it now...


Do you have a comment or suggestion about our newsletter? If so we'd love to hear from you - please send us your feedback and let us know what you think.

More Information

If you'd like a car finance quote or more information about any of our products & services, please visit our website, call us on 1300 STRATTON (1300 787 288) or contact your finance consultant directly.

GENERAL ADVICE WARNING - We must inform you that the information in this e-mail is general advice only and is not specifically based on your own objectives, financial situation or needs. Before you act on this information, you should read any relevant Product Disclosure Statements and consult with a registered tax agent to ensure that this advice is suitable for you.

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