BUSINESS CAR FINANCE & BUSINESS CAR LOANS

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Companies, partnerships & sole traders looking for business car finance or a business car loan have a range of options available to them. The most appropriate type of finance for each business' needs will depend on business structure, cash-flow requirements, GST registration status and tax considerations. stratton specialise in car finance for companies, partnerships, sole traders and other businesses - we have the right solution for your needs.

Finance Lease (Car Lease)

Finance Lease (Car Lease) A Finance Lease (Car Lease) enables a business to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle.
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Commercial Hire Purchase (CHP)

Commercial Hire Purchase is a commercial finance product where a business (or an individual with a high proportion of business use) "hires" a car from the financier for a fixed monthly repayment over a term, and has the option to purchase the car at the end of the term.
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Chattel Mortgage

A Chattel Mortgage is a commercial finance option under which a financier loans money to a business to purchase a car or commercial vehicle (chattel), and then secures the loan with a mortgage over the vehicle.
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Novated Lease

While not strictly a business car finance option, Novated Leasing is a great way for businesses to offer an added incentive to their staff at no extra cost to the employer, by salary packaging employees' vehicles.
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Fully Maintained Novated Lease

While not strictly a business car finance option, Fully Maintained Novated Leasing is a great way for a business to offer an added incentive to their staff at no extra cost to the employer, by salary packaging employees' vehicles and their operating costs.
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