Types of new car loans
With secured car loans, the vehicle you purchase is held as collateral against the finance. As a result, lenders will offer a more competitive interest rate – which can help save you money.
With unsecured car loans, you have more freedom on how you spend the money and no collateral is taken but as there is more risk for the lender, you will get a higher rate.
How to finance a new car?
We know it can all be pretty confusing when it comes to financing a new car. To simplify it all and have a car financing expert with over 20 years of experience helping you through it all, get in touch with the friendly team at Stratton Finance today.
We’ll not only be there for you to answer any questions you might have, but also have a gigantic network of lenders all over Australia we can tap into so you get the best finance deal out there to suit your needs.
Features of a new car loan
- Compare from over 30 lenders.
- Flexible contract terms from 1 to 7 years.
- Loan amounts from $1,500 to $150,000.
- Choice of fixed or variable interest rates.
- Tax deduction is available when the vehicle is used for business purposes.
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