Articles, Tips & Tricks

We publish regular articles relating to car finance and cars in general - our latest articles are listed below.

Featured articles:

What costs can be included in my car loan?

Buying a new car is exciting, but there are a few extra costs you may not have considered. You pay for the car, but you are also paying for registration, stamp duty and other costs. So what can you include in your car loan to make sure your wallet doesn't take too much of a hit?
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How to avoid fraud when buying a car privately

Buying a car from a private seller is a great way to save money, but comes with a few added risks. In this article we take you through everything you'll need to know to buy a car safely and easily, and why stratton are the Private Sale Specialists.
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Novated Leasing & Salary Packaging - A Detailed Guide

The Novated Leasing of cars as part of a salary packaging arrangement can have significant advantages for both employees and employers. Read our detailed guide to find out more about how they work, why they can be benficial, how GST and FBT impacts on a Novated Lease, and more.
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Car Loan Balloon Payments & Residual Values Explained

One of the important decisions faced when selecting a car loan is whether you wish to have a Residual Value or "Balloon Payment" on the loan, and, if so, how large you want it to be. Read on to find out what a Residual Value/Balloon Payment is, how it affects your loan, and some of the factors you should consider when choosing a Residual Value/Balloon Payment
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Luxury Car Tax (LCT) Explained

Luxury Car Tax (LCT) is a tax charged when you buy a vehicle that meets a set of "luxury car" criteria, and can add significantly to the price you pay for your car. Find out what Luxury Car Tax is, how it is calculated, and what it means for you.
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A Guide to Motor Vehicle Stamp Duty

Stamp duty, motor vehicle duty, vehicle registration duty - whatever we call it, for many of us it's just another tax. The fact that this particular type of tax is administered at state level makes it even more complex to keep track of. Before you purchase your next vehicle, find out what stamp duty is and how much you'll have to.
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Tips to Maximise Your Car Allowance

If your employer pays you a car allowance, have you stopped to consider the best way to spend it? The right choices could reduce the amount of income tax or interest you pay, as well as making sure you're getting the best car and expenses coverage for your needs.
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Debt Consolidation from the Expert's Eye View

An interesting insight into the potential traps and pitfalls of consolidating debt from car loans, personal loan and credit cards into home loans. Guest written by Tom Elliot, Founder & Managing Director of MM&E Capital.
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The A to Z of Arranging Car Finance

Our complete guide to the car finance process. Understand your options, discover how to select the best quote, find out what contributes to gaining an approval and more
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Comparing Car Finance Brokers

A good car finance broker can save you a lot of time and money, but who should you trust with your hard-earned cash? What should you look for in a broker? What should you look out for? Know what to ask. Read our guide to choosing and comparing car finance brokers before you make up your mind.
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Other articles:

Protect Your Identity & Secure Your Credit

Having your identity stolen only happens to other people... or does it? Recent research shows that whilst the majority of Australians are worried about the risks of identity fraud, an alarming 75% of us are throwing out enough personal information in our rubbish and recycling to put us at risk of identity fraud. Protect your identity and your credit rating with our help.
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Understanding the Changes to the GST Treatment of Commercial Hire Purchase (CHP) from July 2012

As a result of a change announced in the May 2010 Federal budget, the application of GST to Commercial Hire Purchases will change as of the 1st of July 2012. This change is the most significant revision to the tax treatment of a commercial finance product in many years and will have a significant impact on the cost of a Hire Purchase agreement for many businesses, as well as all employees who eligible for a car allowance.
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What is the Best Way to Pay For a Car Purchase?

So you'd like to buy a new set of wheels, but how should you go about paying for them? Would you be better off paying cash or taking out a loan? What are your options when it comes to car finance? In this article, we'll compare the pros and cons of various car finance methods.
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Protecting Your Car's Resale Value

The decline - or depreciation - of your vehicle's value is one of the biggest costs to owning a car, and a major factor in determining an appropriate balloon payment for your car finance. Find out how to protect your car's resale value with some simple advice, tips and tricks.
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Used Car Buying Guide - Avoid the Traps

No matter whether you're buying brand-new or used-but-new-to-you, purchasing a car is exciting. If you're in the market for a pre-loved car then there are a few more variables to consider, but it's also possible to get really good value and steer clear of the lemons. Read our top tips for smart used car buying.
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10 Fuel Saving Tips

There's no doubt that using less fuel is better for the environment - and it's better for your bank balance too. Read our top 10 tips to save on your fuel bill.
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Choosing A Car Loan

There are many options to consider when selecting a car loan to ensure you get the best deal.
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The Right Time to Buy a Car

When is the right time to buy a car? Should you buy now, or wait for that interest rate drop everyone says is coming? Read on to find out what factors may be important to the timing of your car purchase.
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How to Buy a Car During the Credit Crunch

Credit crunch or not, the basics of car buying remain the same. If, however, you're planning to take advantage of the super low car prices being advertised during the current credit crunch, make sure you review our simple tips before you buy.
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Finance Forecast - March 2009

Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for March 2009.
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Finance Forecast - April 2009

Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for April 2009.
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Finance Forecast - September 2009

Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for September 2009.
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Finance Forecast - November 2009

Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for November 2009.
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