Your Car Finance Options
Stratton Finance offers a complete range
of car finance and car loan
options from more than ten different lenders.
Businesses and individuals have different options available to
them - to find out more, see Car
Finance & Car Loans for Businesses or Car Finance & Car Loans for
Individuals.
Your finance options:
A Finance Lease (Car Lease) enables a business to have
the use of a car or commercial vehicle and the benefits
of ownership, while the financier retains actual ownership of the
vehicle. More...
Commercial Hire Purchase (CHP) is a commercial finance
product where a business "hires" a car from the
financier for a fixed monthly repayment over a term, and has the
option to purchase the car at the end of the term. More...
A Chattel Mortgage is a commercial
finance option under which a financier loans
money to a business to purchase a car or commercial vehicle
(chattel), and then secures the loan with a mortgage over the
vehicle. More...
Novated Lease is a method of salary packaging a
car, under which an employee leases a car and their
employer pays the lease repayments from the employee's pre-tax
income. Novated Leasing can be a tax-effective way for an
employee to purchase a vehicle, and can also be a great way
for employers to offer an extra incentive to their
employees with little or no extra cost. More...
Fully Maintained Novated Lease is a method of salary packaging a
car and it's operating expenses, under which an employee leases a
car and their employer pays the lease repayments and operating
expenses from the employee's pre-tax income. Fully Maintained
Novated Leasing can be a tax-effective way for an employee to
purchase a vehicle, and also allows employers to offer an extra
incentive to their employees at little-or-no extra cost. More...
Car Loan, or more specifically a secured Car Loan, is a type of
loan where the financier lends money for the purchase of a vehicle
and also takes security over the vehicle to protect the loan. More...
A Personal Loan is a type of unsecured car loan, whereby the
financier lends you money but doesn't take any security over the
vehicle. More...
Not sure which finance option is best for you or your
business?
If you're not sure which finance options is best for you or
your business try our "Which Finance
Option Is Best For You?" online assistant, a convient
online tool that can help you find out which finance
option best suits your or your business' needs.
Or, you can send us an online car
finance enquiry and one of our expert finance consultants will
contact you shortly to discuss your needs and answer any
questions you may have.