Articles, Tips & Tricks
We publish regular articles relating to car finance and cars in general - our latest articles are listed below.
Latest articles:
As a result of a change announced in the May 2010 Federal budget, the application of GST to Commercial Hire Purchases will change as of the 1st of July 2012. This change is the most significant revision to the tax treatment of a commercial finance product in many years and will have a significant impact on the cost of a Hire Purchase agreement for many businesses, as well as all employees who eligible for a car allowance. Click to read on...
One of the important decisions faced when selecting a car loan is whether you wish to have a Residual Value or "Balloon Payment" on the loan, and, if so, how large you want it to be. Read on to find out what a Residual Value/Balloon Payment is, how it affects your loan, and some of the factors you should consider when choosing a Residual Value/Balloon Payment. Click to read on...
Featured articles:
The Novated Leasing of cars as part of a salary packaging arrangement can have significant advantages for both employees and employers. Read our detailed guide to find out more about how they work, why they can be benficial, how GST and FBT impacts on a Novated Lease, and more. Click to read on...
An interesting insight into the potential traps and pitfalls of consolidating debt from car loans, personal loan and credit cards into home loans. Guest written by Tom Elliot, Founder & Managing Director of MM&E Capital. Click to read on...
Luxury Car Tax (LCT) is a tax charged when you buy a vehicle that meets a set of "luxury car" criteria, and can add significantly to the price you pay for your car. Find out what Luxury Car Tax is, how it is calculated, and what it means for you. Click to read on...
Other articles:
A good car finance broker can save you a lot of time and money, but who should you trust with your hard-earned cash? What should you look for in a broker? What should you look out for? Know what to ask. Read our guide to choosing and comparing car finance brokers before you make up your mind. Click to read on...
Having your identity stolen only happens to other people... or does it? Recent research shows that whilst the majority of Australians are worried about the risks of identity fraud, an alarming 75% of us are throwing out enough personal information in our rubbish and recycling to put us at risk of identity fraud. Protect your identity and your credit rating with our help. Click to read on...
Our complete guide to the car finance process. Understand your options, discover how to select the best quote, find out what contributes to gaining an approval and more. Click to read on...
Stamp duty, motor vehicle duty, vehicle registration duty - whatever we call it, for many of us it's just another tax. The fact that this particular type of tax is administered at state level makes it even more complex to keep track of. Before you purchase your next vehicle, find out what stamp duty is and how much you'll have to. Click to read on...
We're buying recycled and recyclable, we're reusing and reducing - but what about our cars? Greener driving really is possible. Click to read on...
No matter whether you're buying brand-new or used-but-new-to-you, purchasing a car is exciting. If you're in the market for a pre-loved car then there are a few more variables to consider, but it's also possible to get really good value and steer clear of the lemons. Read our top tips for smart used car buying. Click to read on...
The decline - or depreciation - of your vehicle's value is one of the biggest costs to owning a car, and a major factor in determining an appropriate balloon payment for your car finance. Find out how to protect your car's resale value with some simple advice, tips and tricks. Click to read on...
There's no doubt that using less fuel is better for the environment - and it's better for your bank balance too. Read our top 10 tips to save on your fuel bill. Click to read on...
When is the right time to buy a car? Should you buy now, or wait for that interest rate drop everyone says is coming? Read on to find out what factors may be important to the timing of your car purchase. Click to read on...
Credit crunch or not, the basics of car buying remain the same. If, however, you're planning to take advantage of the super low car prices being advertised during the current credit crunch, make sure you review our simple tips before you buy. Click to read on...
Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for March 2009. Click to read on...
Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for April 2009. Click to read on...
Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for September 2009. Click to read on...
Finance Forecast is a snapshot of our financial services and automotive industry insight - our thoughts on upcoming changes, recent announcements and the odd tip. Read our forecast for November 2009. Click to read on...
There are many options to consider when selecting a car loan to ensure you get the best deal. Click to read on...