Licences & Professional Memberships

Australian Credit Licence

Australian Credit Licence number 364340.

Stratton Finance Pty Ltd holds an Australian Credit Licence, granted by ASIC.

For a company to be granted an Australian Credit Licence the company must comply with a strict set of regulations designed to promote ethical business practices and consumer protection, including:

• abiding by responsible lending guidelines,
• obeying advertising and disclosure requirements,
• company officers having appropriate tertiary qualifications,
• being a member of an approved External Dispute Resolution sceheme,
• maintaining current Professional Indemnity Insurance, and,
• meeting probity and credit-worthiness requirements.

The Australian Credit Licensing scheme is designed to ensure protection for consumers when dealing with finance brokers and credit providers.

For more information please visit the National Consumer Credit Regulation section of the ASIC website.

Finance Brokers Association of Australia (FBAA) Accredited Member

FBAA Member Number 103514.

Stratton Finance is an Accredited Member of the FBAA.

The FBAA is Australia's leading membership body for finance broking professionals, providing standards and guidelines to promote professional practice standards in sourcing domestic and commercial funding in the finance/mortgage broking industry.

Membership of the FBAA requires the applicant to meet strict criteria, including:

• abiding by the FBAA's Code of Conduct,
• utilising an approved External Dispute Resolution Service,
• providing compliance training to staff,
• holding Professional Indemnity Insurance, and,
• meeting educational and/or experience criteria, and,
• meeting probity criteria.

These requirements help to ensure members are professional organisations, and provide peace of mind for customers.

For more information please visit the FBAA website at http://www.fbaa.com.au.

Licensed Motor Car Trader

VIC Motor Car Trader License, number 10697.

NSW Motor Dealers License, number MOT043183.

Stratton Fleet Services Pty Ltd, a part of the Stratton Finance group of companies, is a licensed motor car trader (dealer).

For a company to hold a motor car trader (dealer) license, the company must meet a strict set of conditions, including:

• providing a set of warranties and guarantees to customers,
• meeting probity and credit-worthiness requirements.
• demonstrating knowledge and experience of motor vehicle industry,
• obeying advertising and disclosure requirements,

The requriements for motor car traders (dealers) to be licensed is designed to ensure protection for consumers when purchasing vehicles from car dealers.

Franchise Council of Australia (FCA) Member

Stratton Finance is a member of the Franchise Council of Australia.

The Franchising Council of Australia is the leading body for the franchising industry in Australia, representing franchisees, franchisors and service providers. The FCA's goals include the establishment and enforcement of best practices for franchise business systems, providing information and education to franchisses and franchisors, and protecting the interests of the franchising industry.

For a franchisor to become a member of the FCA it must meet a set of strict guidelines covering the efficient and ethical operation of its franchise business system. Franchisor membership of the FCA provides peace-of-mind for franchisees.

For more information please visit the FCA website at http://www.franchise.org.au.

Credit Ombudsman Service Limited (COSL) Member

COSL Member Number 408706.

Stratton Finance is a member of the Credit Ombudsman Service Limited.

COSL operates an independent External Dispute Resolution Service available to clients of COSL members.

The availability of an External Dispute Resolution Service provides peace of mind for consumers, as it provides a free and simple method to resolve any dispute that arrises with a COSL member.

For more information please visit the COSL website at http://www.creditombudsman.com.au.